Question: Is It Worth Suing An Uninsured Driver?

Can an uninsured driver make a claim?

If you drive without insurance, and you are involved in an accident that injures both drivers, the other driver may seek to claim damages against you – whether or not you file your own claim.

It is in every California driver’s best interests to make certain that you have adequate automobile insurance coverage..

Is an uninsured driver always at fault?

In a perfect world, the damages and expenses that result from car accidents would always be covered by the driver who is at fault. However, in California, more than 15% of drivers are uninsured and likely unable to cover accident damages that they are liable for.

Can I sue a driver who hit me with no insurance?

Your ability to sue in no-fault states is restricted—you typically can’t sue the other driver unless you suffered serious injuries and/or incurred medical bills over a certain amount. But when the other driver has no insurance, filing a lawsuit can be something of a dead end (more on this later).

Do insurance companies go after uninsured drivers?

If you don’t have uninsured motorist coverage on your own insurance policy, you cannot make a claim or recover damages against an uninsured driver. … Insurance companies work by filing claims against other insurance companies, so if there isn’t one, there’s literally no way for the insurance company to recover damages.

What happens after an accident with an uninsured driver?

In the case of an uninsured driver, you may need to file a lawsuit to obtain compensation for your injuries. … However, in addition to filing a lawsuit against the party that caused your accident, you may also file a claim against any party that contributed to the accident.

Will my insurance go up if I get hit by an uninsured driver?

In the vast majority of states, insurance providers can raise rates after underinsured or uninsured claims are filed. … In fact, a nationwide study found that, on average, insurance companies will raise premiums by 9.32% after a no-fault accident resulting in an uninsured motorist claim.

What can I do if an uninsured driver hits me?

What to Do When Hit by Uninsured Driver CaliforniaDo report the accident to the police. All accidents should be reported, even minor ones.Do inform your own insurance company of the accident.Do seek medical care. … Do seek vehicle repairs. … Do call a lawyer.Apr 27, 2019

What happens if someone hits your car and they don’t have insurance?

If you don’t have uninsured motorist coverage, you could take the at-fault driver to court to sue for these incurred expenses. But this could take time and money with no guarantee you’ll win a settlement — so you very well could be stuck paying out of pocket for any injuries.