Home » QAQuick Answer: How Do I Maximize My FDIC Insurance?ContentsAre joint accounts FDIC-insured to 500000?Does FDIC insurance cover multiple accounts same bank?Does adding a beneficiary increase FDIC coverage?What is the FDIC limit for 2020?Are joint accounts FDIC-insured to 500000?.Does FDIC insurance cover multiple accounts same bank?Does adding a beneficiary increase FDIC coverage?What is the FDIC limit for 2020?